You can, if you are ambitious, start a Mail Order Business selling collectables to hobbiest by mail. To begin, you must first find a hobby that appeals to YOU. Next, you must spend several weeks researching that hobby. You must learn what collectors want and how much they are willing to pay for it. You should also know what other dealers are willing to pay forthe merchandise which they sell. And you must be willing to pay the same amounts.

Perhaps you already know exactly what you want to sell. If youhave been collecting old Valentines, then start a Mail Orderbusiness buying and selling old Valentines. Or Stamps. Or Comic Books. The first rule of Mail Order selling is to sell what you yourself would buy.

To give you an idea of what collectors buy and sell by mail, here is a partial list of today’s collectables:

Once you have selected your field, start a file. Keep

A Paradigm Shift is when a significant change happens - usually from one fundamental view to a different view. In most cases, some type of major discontinuity occurs as well.

Thomas Kuhn wrote about Paradigm Shift during the early 1960s, and explained how “series of peaceful interludes punctuated by intellectually violent revolutions” caused “one conceptual world view to be replaced by another view.”

In laymen terms, Paradigm Shift is a popular, or perhaps, not so popular shift or transformation of the way we Humans perceive events, people, environment, and life altogether. It can be a national or international shift, and could have dramatic effects — whether positive or negative — on the way we live our lives today and in the future.

Paradigm Shift: A Summary

In today’s society, we’ve all witnessed a major shift already. When we look back upon “counterculture” (More information here: http://psychcentral.com/psypsych/Counterculture), we trace some of the origins to the definition of “Paradigm Shift.”

During the counterculture era (1960s-1970s), younger generations opposed authority and were very much at odds with society’s accepted belief systems and standards of living. In the counterculture movement (fueled by the Vietnam War), social conservatives were deemed “social repressionists.”

The enlightening Paradigm Shift exploded into innovative ideas about religion, society and spirituality, notwithstanding traditional Western ideologies.

In today’s society, we see a shift toward a more blinded-oppresionistic view; breed by censorship. The ironic juxtapositions between the Paradigm Shift of nearly half a century ago and society’s youth today are chillingly revelational.

Youth’s opposition to authority may not have always been

If you are in debt, you have several options available to you in your quest to consolidate your balances and thereby reducing your monthly payments or paying off your loan faster. Let’s look at 7 of the most popular and effective ways for you to consolidate your debt.

1. Life Insurance. Yes, many life insurance policies have a cash pay out [loan] provision. If you have held the policy for quite some time, the amount of equity built up in it can be quite large. What if you can’t pay the insurer back? Good question! In many cases the amount you owe will be deducted from what your beneficiaries would receive upon your death.

2. Your Retirement Plan. If you have a 401(k) plan at work, you can usually borrow from the account and use these funds to pay off debt. Caution: if you do not pay back the loan within a certain specified time or you leave your job, you could be faced with penalties and tax charges from the Internal Revenue Service.

3. Credit Card Transfers. Chances are some of your outstanding loans are for double digit rates. Shop around and see if a credit card company will allow for you to transfer your outstanding balance over to them and at a significantly lower interest rate. Make sure that the cash transfer fees are low [better yet, see if you can have this fee waived] and that your interest rate remains fixed.

4. Home Equity Loans/Lines of Credit. If you own your