Over 80% of all individual investors lose money in any given span of ten years. This figure is likely to be higher, given most people’s reluctance to reveal their losses. This article provides a broad outline of this financial landscape. It reflects the author’s personal views as an individual investor and author of a stock charting software with the experiences learned from the University of H.K. (hard knocks). Do not consider this article as any form of financial advice. Financial advice are available from licensed individuals and companies as required by law in your respective country.

Investment is a statistics game. You win sometimes and you lose most of the time. To stay ahead, all you have to do is to make sure that your gains are more than your losses. More importantly, how to limit losses and reduce the mistakes will be crucial in successful investing.

Take a typical fund manager. Out of ten positions, the fund manager may only win 40% of the time. Say, this manager makes an average return of 20% for each position. The rest are mistakes, but this manager capped the losses at 10% each. Do the simple math, and lo and behold, this manager is ahead with gains. This is a simple example - professional fund managers use complex variations of this simple theme.

Another example is the venture capitalist. Say, out of ten ventures, only one succeeded. The successful venture could yield returns of 2000%, perhaps more. The other nine ventures failed miserably and these

Let’s say that you have discovered your purpose but you don’t know how to go about obtaining God’s purpose for your life. You don’t know what to do next. How do you start? How do you go about changing from your present occupation to finding a career using the purpose God gave you?

Let’s say God blessed you with the talent to sing. You know that you can sing and so do others. But how do you become a singer?

Well, the first thing you must decide is on what type of music you are interested in singing. Do you sing country music? Gospel music? R&B? Pop? Classical? What type of music do you like to sing?

The second thing you must do is find someone that is doing what you want to do and contact them.

Let’s say you want to be a Gospel singer. What gospel singer do you admire? Find a way to contact him or her and ask for suggestions on what you should do to become a gospel singer.

OK, now the question comes up, how do you go about contacting a
well-known singer? Isn’t it hard to talk with them? No. It isn’t. There are six degrees of separation between you and anyone you would like to meet. Buy the album and see what record label they record on. Call the label and ask for the publicity department. Find out if they have information on who manages the singer or who is the publicist. If there is no manager,

Power Affirmations can help you attract the love of your life into your life in several ways. For example:

Helping you become a more happy, healthy and positive person. The more positive you are about life, about others, and about yourself, the more attractive you will be to that right person.

Building self-esteem and self-confidence. To find your love, you have to get out. You have to circulate in places where you are likely to find people a lot like you.

Creating physical power and health. None of us are perfect or look perfect. But we can make the most out of what has been given to us. Power Affirmations help to give you a “make-over” from the inside out. Physical beauty and attractiveness begins with a state of mind. As you begin to practice good eating habits, good health habits, good exercise habits, and good grooming habits, your level of attractiveness will naturally improve.

Improve Your Relationship Skills. Power Affirmations help to improve your relationship skills with everyone, and that naturally makes you more attractive to the love of your life.

Increase Your Personal Wealth. What does this do with finding romance? More than you may think. A significant portion of the problems between a husband and wife are due to financial stress. When you learn how to work together to create and manage wealth, this level of stress is lowered and it creates a deeper bond between you.

If you are single man, it’s no secret that a woman wants to know you are