Life insurance is typically taken out to offer valuable financial protection for your family in the event of your death, upon which a payment is made to your financial beneficiaries, heirs or family members. The extent of this payment will depend on your insured sum and earnings. Life insurance and life assurance may be interlinked in advertisements, though bear in mind the two policies are different. Life assurance is a form of financial protection which is also an investment, as you should always get a pay-out at the end of the term of the policy. Life insurance on the other hand is simply financial protection for your family, avoiding the issue of debt in the event of your death.

According to an article by the Fair Investment Company, the British life insurance industry shrank to almost half the size of the pensions industry last year and according to the Association of British Insurers, less than 50% of UK households hold a life insurance policy.

In their most recent newsletter about this issue, the Association of British Insurers found that 25% of mortgage holders had insufficient life insurance to cover their debt. The ratio of new life insurance policies to new mortgage loans was apparently 68% in 1994, but by 2004 this had dropped by half to 33%.

The absence of mortgage life coverage poses a serious risk for the dependants of homeowners. If banks were to embark on wide scale repossessions as a result of this absence of life insurance, this would impose

Working at home in a business on your own, and having responsibility for managing yourself and all the specialist functions of the business, has been my theme for the last 3 articles in this series.

One of the most important departments in any company is the marketing department. That particular “specialist” function is one that is critical to any business, small or large, online or offline. Now you are working alone in your own internet business, you are the one who has to know:

Eating right to suit your blood type” is a subject that is come up a lot in the chat rooms lately, so as promised, here is more information about the topic.

First of all there are two bibles on this subject written by Dr. Peter J. D’Adamo. The first is “Eat Right 4 Your Type” and the second, “Cook Right 4 Your Type”. If you are really interested in pursuing this lifestyle, I STRONGLY recommend you buy both of these books and read them from cover to cover to see if these diets are for you. For those of you who have cancer, low blood sugar, are on medication or are diabetic, check this plan out with your doctor before embarking on any new diet. Below I have summarised the basic principles behind the Eat Right 4 Your Type, which is intended to spiritually and physically heal people by feeding the body’s blood the “right” foods.

D’Adamo’s theory is that certain blood types represent an older strain of mankind. Your blood type, which you can find out from your doctor, can represent a certain stage of evolution and also indicate how much ancestral history you are carrying in your DNA

People with Type O blood were thought to be the earliest humans on earth and were mainly carnivorous cavemen. Type O dates back to the ascendance of the Cro-Magnons and is still the most common blood type in the world. People with Type O blood are thought to have extremely high acid content